Instant Global Paytech Pvt. Ltd. (Go
Payments) was founded in April, 2018 with the aim of transcending the gap between physical
and digital payments, thus enabling users to perform digital financial transactions using
cash. This company was started with the vision of creating a platform that will make a whole
host of financial services available to consumers, anywhere in India, at their doorstep. The
platform connects thousands of agents (like kirana shops, pharmacies, mom- and-pop stores
etc.) pan-India to the formal banking system, thus enabling them to collect cash from
customers in exchange for providing digital financial services like Direct Money Transfer
(DMT), Bill Payments, Mobile Recharge and Travel Bookings among many others.
In a cash dominant economy like India, where millions are still excluded from the formal banking system, Go Payments works with Banks to empower these unbanked people by giving them the capability to access digital financial services for the very first time. By providing a multitude of digital financial services, Go Payments envisions becoming a one-stop shop for agents in their quest of serving the end customer. Thus, the Go Payments platform acts as a bridge and creates value for both, the Banks as well as the end users and agents.
Go Payments was conceived and promoted by its Founder & CEO, Mr. Daykin Creado and is funded by Infibeam Avenues, India’s only publically listed e- commerce and fintech company. Infibeam Avenues has a portfolio of more than 100,000 merchants on its CC Avenue and Build-a-Bazaar platforms. It is also the only profitable Indian e-commerce company with a market capitalization of almost $2 billion.
Mr. Daykin Creado, Founder & CEO of Go Payments has 20
plus years of experience in the
fintech and banking industry. Prior to Go Payments, Daykin has worked with Ebix
the Chief Technology Officer. He has also worked with HDFC Bank, India's largest
He has managed and implemented projects for direct banking channels (POS, ATM,IVR), core financial switch (BASE24), all interchanges (MasterCard,Visa, NFS, RuPay, Cashnet,Diners), PCI-DSS compliance, RBI mandate implementation, Merchant Acquiring (POS, MobilePOS, VAS on POS, Government Payment and integration projects, E-Commerce Payment Gateway, UIDAI integration, e-KYC etc.). He was responsible for adoption, implementation and roadmap for Service Oriented Architecture (SOA). He has handled 2 Factor Authentication (VBV, MC Secure Code, IVR 3 DES), Prepaid Cards, Virtual Cards, Debit card issuing, management & reconciliation systems.
He has also been responsible for solution engineering and architecture at an enterprise level. He has handled Retail Assets, Enterprise Dedupe (360 degree view of the customer, credit underwriting, CIBIL integration), performance tuning & capacity management and other systems.
He has been awarded with the "100 Most Innovative CIOs Of India" in 2016 and "50 Most Innovative CIOs Of India" in 2017.
With his vast experience in technology and a thorough understanding of the business, he drives the company forward by providing innovative solutions to problems and backing it up with cutting edge technology.
Mr. Vivek Patel is our Co-Founder and Chief Operating
Officer. He oversees a number of departments including Operations, Finance,
and Legal & Compliance.
Vivek has a Law degree from Mumbai University and a Masters in Management degree from Warwick Business School. Before taking charge at Go Payments, Vivek worked at CC Avenue (one of India’s leading Payment Gateways) and Customer 360 (a CRM startup).